The most expensive moment is when there's no warning.
EWS (Early Warning System) is a radar for financial institutions, it sees risk where Excel only sees numbers. It helps financial institutions, banks, insurance companies, leasing houses and other institutions involved in debt collection identify problem clients early enough to reduce provisions and protect profit.
Join us at the event on October 21, where we will introduce Early Warning System and show how a timely warning changes the course of collections.
A familiar scenario
A client who was paying on time until yesterday is suddenly 30 days late. The next month, 60. And before anyone notices the first signs of trouble, that client is already NPL. The CFO watches provisions grow, the CRO explains it to the regulator, and the collections department is overloaded with cases and no way to prioritize. By the time the risk is visible, it's already too late.
Current problems
Excel and delayed reporting: Manual tracking and delayed reports create blind spots, risks stay invisible until it's too late.
CFOs/CROs work reactively, not proactively: Reactive risk management means putting out fires; proactive management means preventing them in time.
Collections departments overloaded: The collections department gets all cases at once, with no way to distinguish priorities.
Provisions rise, profits fall: The later a risk is detected, the higher the provisions and the lower the profit.
Regulatory expectations: The National Bank of Serbia expects earlier risk recognition (IFRS9 + Basel).
How EWS solves these challenges
Automatically detects early risk signals before a client falls into arrears
Prioritizes clients and clearly shows where action is needed
Connects CFO, CRO and collections teams into a single system
Provides clear, visual alerts and dashboards for decision-making
Provides stability and confidence before the board and the regulator
Implementing EWS delivers
Up to 20% lower losses through proactive measures
Fewer provisions, more profit
A less burdened collections department with clear priorities
Peace of mind before the board and the regulator, no unpleasant surprises
Discover how smart risk management becomes an advantage, not a cost.
No registration fee for this event
